White Label & API Solutions

Introduction

Built for fintech businesses that want to move fast.

ApexDigiPay's White Label & API Solutions are built to empower fintech businesses, startups, and enterprises with fully customizable, ready-to-deploy software and a robust suite of financial APIs. Whether you're a distributor looking to launch your own branded payment platform, or a technology team building fintech features into an existing product, our infrastructure gives you the speed of a plug-and-play solution with the flexibility of enterprise-grade software.

Skip months of backend development, compliance groundwork, and banking integrations — and go live in weeks with a platform that's entirely yours, powered by ApexDigiPay's proven, RBI and NPCI-aligned payment rails running behind the scenes.

Fast Launch

Live in as little as 3 weeks

100% Your Brand

Your logo, domain & identity

Robust APIs

RESTful, secure & documented

White Label Solutions

Launch a fully branded platform under your own name.

Get a ready-to-use, fully branded portal and mobile application — for web and Android — covering AEPS, DMT, BBPS, and Recharge businesses, launched entirely under your own brand name, logo, and domain. There's no ApexDigiPay branding visible to your end customers; every login screen, dashboard, receipt, and notification carries your identity. You retain full control over your retailer network, commission structures, and pricing, while we handle the underlying banking connectivity, compliance, and settlement infrastructure.

Branded Web Portal

A fully responsive retailer & admin web portal hosted on your own custom domain.

Branded Android App

A ready-to-publish Android app carrying your name, logo, and app icon on the Play Store.

Your Domain & Branding

Custom domain, logo, colour scheme, and receipts — zero ApexDigiPay branding visible to customers.

Full Admin Control

Set your own retailer commissions, pricing, and manage your network from a dedicated admin panel.

Ideal for distributors, MSPs, and regional fintech entrepreneurs who want to build a recognizable brand in the digital payments space without the overhead of building and maintaining core banking software from scratch. Most partners are live with a fully customized platform within three to four weeks of onboarding.

Developer-Friendly API Suite

Secure, RESTful APIs built for real integration work.

For development teams that want to integrate financial services directly into their own applications, our API suite offers secure, RESTful, low-latency endpoints. Every API returns predictable JSON responses, uses token-based authentication, and is documented with clear request/response examples to minimize integration time — whether you're building a mobile banking app, a merchant point-of-sale system, or an internal fintech tool.

AEPS API

Aadhaar-enabled cash withdrawal, balance enquiry & mini statement endpoints.

Aadhaar Pay API

Cardless, fingerprint-authenticated merchant payment endpoints.

Micro ATM API

Card-based deposit & withdrawal endpoints for portable Micro ATM devices.

PAN Card API

New PAN application, correction, and status-check endpoints.

DMT API

Instant IMPS/NEFT domestic money transfer endpoints to any bank in India.

Utility Bill Payment API

BBPS-powered electricity, water, gas & broadband bill payment endpoints.

A dedicated sandbox environment mirrors production behavior exactly, so your engineering team can build, test, and validate every flow safely before going live — with zero risk to real transactions or customer funds.

Key Benefits

Enterprise-grade infrastructure, from day one.

Every White Label and API partner runs on the same infrastructure that powers ApexDigiPay's own retail network — engineered for reliability, security, and scale.

99.9% Uptime

Resilient, monitored infrastructure that keeps your platform running around the clock.

High Commission Margin

Competitive wholesale pricing that leaves healthy margins for your own retailer network.

Sandboxed Testing

A full sandbox environment to build and validate every integration before going live.

Bank-grade Security

256-bit encryption, token-based auth, and RBI/NPCI-aligned infrastructure throughout.

Real-time Settlement

Same-day settlement cycles keep your business cash flow moving without delay.

24/7 Technical Support

A dedicated technical team on call around the clock for integration & platform support.

Integration Process

From signup to go-live in four simple steps.

Most partners move from signup to a fully live, branded platform in under a month — with minimal friction and technical overhead.

1

Sign Up

Share your business details and requirements with our partnerships team.

2

API Access / Sandbox

Get sandbox credentials and full API documentation to start building.

3

Integration & Testing

Build, brand, and validate every flow with support from our technical team.

4

Go Live

Switch to production credentials and launch your branded platform.

Ready to Build?

Whether you're launching a new fintech brand or extending an existing product with banking capabilities, ApexDigiPay gives you the fastest path to market.

Get in touch with our partnerships team today to discuss your requirements, request sandbox API access, or schedule a platform walkthrough — our onboarding specialists will guide you through every step, from signup to your first live transaction.

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Request a Quick Callback

Tell us about your White Label or API requirement and our team will reach out.

Your Brand. Our Banking Infrastructure.